• Mortgage News Mortgage Rates 12/30/10: Mortgage Rates Subdued As End of Year Draws Near December 30, 2010 (FreeRateUpdate.com) – Better than expected economic reports on jobs and the housing market resulted in mortgage rates • A mortgage can be considered to be a transfer of a concern in given property (or a counterpart by law – termed as a charge) on to a lender as a protection for a liability - typically a finance of money. Whereas a mortgage scheme in itself is not