• Juan Fuentes Was behind over $17,000 with Wells Fargo. His approved loan Modification lowered his interest Rate from 6% to 5.125% and brought his mortgage current. Horacio Cardoso Was behind over $4,100 with Citi Mortgage. His approved loan • Ruidoso Mortgage offers mortgage and refinance services for home owners and home buyers. Experienced mortgage professionals providing full mortgage related services.