• A mortgage is a loan in which your house functions as the collateral. Learn about mortgages in this article from HowStuffWorks. Obringer, Lee Ann, and Dave Roos. "How Mortgages Work" 08 October 2002. HowStuffWorks.com. <http://home • Mortgage Insider defines terminology for mortgage consumers on all topics related to real estate, mortgage, and foreclosure. "I recommend the Mortgage Insiders" - Michael Wrought Totally Free 4 Emailed Quotes Easy 1 Minute Form FHA, VA