• Dave Cook an FHA approved mortgage banker with Cherry Creek Mortgage. Dave is a trusted lender in Colorado taking the time to care for his clients. meta name=verify-v1 content=cmPMXYaogutHqzNzz3dJPDpgTfZJztqxQ4FGO56bE6s= / • A Reverse Mortgage allows senior homeowners to access the equity in their home. It is called a reverse mortgage because instead of making payments to the lender like traditional mortgages, the lender makes payments to you or arranges a line of credit