• News, advice, marketing tips and a discussion forum for mortgage originators. Loan scenario: CA, $125,000, 730, 28% LTV, Refinance, full, NOOby greg999December 31, 2010 (1) Happy New Year to all my Vine friends!!by BigHappyDecember 31 • We can find something for just about everyone looking to buy or refinance their home. We pride ourselves on working with you and for you to find the best mortgage.