• In case of equipment, realproperty, and vehicles, the right of possessionand use of the mortgaged item normally remains with the mortgagor but (unless specifically prohibited in the mortgage agreement) the mortgagee has the right to takeits • Alpha Mortgage, providing mortgages - from first time home loans to home refinancing in Wilmington NC, Charlotte NC, Greensboro NC, Fayetteville NC and Ashville NC for over 25 years.