• Serving all of California. Information on the loan process. Offices in Sacramento and Roseville. Sacramento 1st Mortgage has the right loan program for you - Our mortgage brokers and lenders specialize in residential home loans such as refinance mortages and new home purchases and lends in the Sacramento, Citrus Heights, Fair Oaks • Accredited Mortgage offers home loans of all types, specializing in VA Refinancing. Our customers are genuinely surprised with the speed and ease of the mortgage process when they choose Accredited. -Boyd Byerly, President/Broker.