• We are in business to bring to our clients a wide range of programs at the most competitive interest rates available. Coastal Mortgage Services is one of the largest independent mortgage bankers in the Southeast. We are both a Fannie Mae • Real Discount 1% interest rate reduction for the first year at no additional cost! Yellow-starred homes qualify for the discount when you finance through Real Living Mortgage with a FHA or VA Fixed Rate loan. #50078 10/07-1/08